Mortgage

Invaluable Mortgage Advice Offered for First Time Buyers Throughout Northern Ireland

We take the stress out of arranging a new mortgage or re-mortgage for you. Not only do we find you a competitive rate but we deal with all the paperwork, liaise with estate agents and solicitors so you can get on with your day to day life and leave the rest to us!

Choice is important. We have access to a comprehensive range of products from across the market which includes some of the UK’s best-known lenders. Most importantly, we’ll support you throughout the process with years of experience and knowledge. There is nothing more we love that helping clients buy/build a new home or grow their Buy To Let portfolio. You can be sure we are there to guide you every step of the way.

First-Time Buyer

Buying your first home and getting on to the property ladder should be exciting, not daunting, and it’s our mission to make sure it stays this way! We know there is a lot to think about, with numerous people involved and lots of financial jargon. That’s why we take the time to explain everything in clear terms so you know exactly what you are getting into.

Re-Mortgage

Remortgaging can be for any number of reasons – finding a better interest rate to lower your payments, increasing your mortgage for home improvements, debt consolidation, or just readjusting the mortgage terms to suit your needs.

We will work with you to determine your remortgage needs and how we can help you achieve your goal. Again, we deal with the process from start to finish to make it as simple and hassle-free for you as possible.

Buy-To-Let Mortgage

If you’re an experienced landlord or just starting out, you’ll have specialist requirements that set you apart from a standard residential buyer. We will explain the requirements and take you through every step of the process.

Buying and letting property to tenants can return great financial rewards over the longer term, but it is also very important to properly consider the risks, as well as rewards, involved in a ‘Buy to Let’ purchase. We don’t shy away from giving you the pros and cons to this line of investment but you can be sure you are making an informed decision before starting into the world of investment property or build upon your property portfolio.

Self-Build Mortgage

Self-build mortgages are very different from normal mortgages. Lenders typically release funds at stages during the building work, rather than in one lump sum when you complete a property purchase. Do you own the land or was it a family gift? Will the build be architect or contractor led? Who is providing the new build indemnity cover? There are so many moving parts to a self-build mortgage that you really do need our expertise in this area.

As well as helping you find a mortgage, we can guide you through the application process, highlighting the paperwork you need to provide regarding permissions and consent, along with other requirements such as insurance and warranties.

Home Mover

We believe your journey should be one of simplicity, choice, and expertise. Whether you are selling for the first time or an experienced home mover we offer a service dedicated to your needs and requirements. We understand that there are many considerations to make before you commit to selling your home and moving on; we are here to help you every step of the way.

Your home may be repossessed if you do not keep up repayments on your mortgage.